Choosing an Online Broker - The Importance of Pricing

Finding a good online broker you can trust - whereMost online trading websites that do online options
you get good service at a reasonable price - that istrading will charge extra for each options contract. Be
the first objective you should have when you decidesure you understand that additional charge. These
to get involved in online trading. This is one of yourprices can vary dramatically and will make a big
most important decisions and it can make thedifference to your bottom line, so study the numbers
difference between a rewarding investing experiencecarefully.
and a frustrating one.A quick comparison of a few published rates
You will probably narrow your search down to threeillustrates the importance of looking carefully. For
or four possible online trading websites. Your initialexample, rates for options trades vary from $4.95
choices will probably be based on recommendationsper trade from a well known low priced online broker
from friends, internet searches, advice from peopleall the way up to $12.99 per trade from E*Trade.
you trust or articles you've read. But once you haveThe disparity for broker assisted trades is even
that short list, here are some things you shouldgreater.
compare.Even in the short term that can make a substantial
First, look for a fair and simple pricing structure.difference to your investing success, and you can
"Simple" is important because many online tradingimagine how much you might save over the long haul
sites - like those notorious cell phone companies,if you become an active trader. It definitely pays to
credit card companies and banks - will add oncompare online trading prices.
unexpected fees when you are least expecting them.Of course once you have reviewed the prices of
As with most products, the lowest price is notdifferent sites you should move on to a comparison
necessarily the best choice, because a low price willof their investing and trading services. Look for things
sometimes come with missing options andlike availability of customer service channels such as
downgraded service. But in online trading that is notinstant chat, direct lines to actual brokers, online tools,
necessarily the case. And, in fact, if you look carefullyand access to forums where other member traders
you will find that some of the best online tradingcan offer free (and often very helpful) investing and
sites for buying stock and selling stock are also theoptions trading advice.
lowest priced.You may be surprised that the level of service
That's why a simple and transparent pricing structureoffered by different online stock trading sites is not
is important. Make sure the price per trade is clearlyat all related to their pricing. In some cases, the best
displayed, and read the fine print before signing onservice is actually available from the lowest cost
the dotted line.online trading sites.